The Bank of Canada didn’t cut rates today.

And that’s exactly the point.

Because the market doesn’t shift when cuts happen.
It shifts right before them.

Right now, a lot of buyers are still sitting back, waiting for that “perfect” signal.
But the ones paying attention? They’re already getting ready.

On December 10, the Bank of Canada announced it would hold its key interest rate steady. In other words, no rate hike and no cut this time around.

After several adjustments earlier in the year, the Bank is pressing pause.

Think of this announcement as the Bank saying: things are not perfect, but they are stable enough to stay the course for now.